You may be able to have some, or all, of your rent paid for you by claiming Housing Benefit. To find out if you are able to claim benefits, please contact the Borough Council of Wellingborough.
The Benefit Cap
The Benefit Cap is the maximum amount of benefit income the government have decided your household can receive if you’re of working age. It only affects people getting housing benefit or Universal Credit. This cap applies to your household income for most benefits, including Child Tax Credit. However, there are some benefits which the cap doesn’t apply to.
Child Tax Credit
From April 2017, support provided through Child Tax Credit will be limited to two children, any subsequent children born after this date will not be eligible for further support. In addition to the two child limit, the ‘family element’ of £545 per year will be abolished.
If you have more than two children before April 2017, you will not be affected by the changes.
Childcare costs are paid at 85% of fees up to a monthly maximum of £646.35(1 child) or £1108.04 (2 or more children).
Claimants often have to pay £100s in childcare costs to their childcare provider up front, and this disincentivises work and makes it very difficult to budget and pay rent. The government has confirmed that help in advance is available from the Flexible Support Fund. Claimants should contact their work coach in the Job Centre for further help and advice.
The Flexible Support Fund (FSF)
FSF is a discretionary fund that work coaches can use to support eligible claimants to get closer to or move into work. On 11 January 2019, the Secretary of State for Work and Pensions announced that the FSF could also be used more widely to pay for upfront childcare costs until the claimant receives their first wage. The availability of this fund is actively promoted in jobcentres and to all claimants who might benefit.”
Every Tuesday and Thursday between 1pm and 4pm we offer drop in sessions at Wellingborough Library for those who want to talk to us about the help & support we can offer and speak to our Benefit and Debt Advisor!